Millions of Americans are set to receive their next Social Security payment on Wednesday, April 24, 2025. This marks the final distribution for the month under the Social Security Administration’s April payment schedule. Recipients who meet specific criteria will see up to $1,720 deposited directly into their bank accounts.
Here’s what you need to know about who qualifies, how much you can expect, and what to do if your payment is delayed.
Who qualifies for the April 24 Social Security payment?
The SSA distributes retirement benefits in four groups each month, based on when you started receiving benefits and your date of birth.
If you were born between the 21st and 31st of any month, and began receiving Social Security after May 1997, you fall into Payment Group 4. This group is scheduled to receive their April payment on Wednesday, April 24.
If you began receiving benefits before May 1997, your payment would have already been issued earlier in the month—on April 3.
How much will the April 24 check be?
The average retirement benefit in 2025 is $1,720, according to the SSA. However, your actual amount depends on your earnings history, retirement age, and benefit type.
Here’s a breakdown:
- $1,720 – Average retirement check in 2025
- Up to $5,180 – Maximum benefit for high earners who delayed retirement to age 70
- Less than $1,000 – Typical for those with lower lifetime earnings or early retirement
April payments reflect the 2025 cost-of-living adjustment (COLA), which was applied in January. There are no additional COLA increases month to month.
How do you know if you’re getting paid?
If your birthday is between the 21st and 31st, and you’ve enrolled in benefits after May 1997, you should receive your direct deposit or check on April 24.
To confirm:
- Log into your mySocialSecurity account at ssa.gov/myaccount
- Check your “Payment Schedule” and “Benefit Verification Letter”
- Monitor your bank account on the morning of April 24
Those without direct deposit should allow up to three mailing days after April 24 for paper checks.
What to do if your payment is late
If your payment doesn’t show up by Monday, April 28, you should take action. The SSA advises waiting three business days before reporting a missing payment.
After that window:
- Call the SSA at 1-800-772-1213 (Monday through Friday, 8 a.m. to 7 p.m.)
- Visit your local Social Security office
- Use the SSA’s online tools to request a replacement
Payment schedule for April 2025
Here’s a quick recap of this month’s distribution dates:
| Group | Eligibility | Payment Date |
|---|---|---|
| Group 1 | Benefits started before May 1997 | April 3 |
| Group 2 | Birthdays 1st–10th | April 10 |
| Group 3 | Birthdays 11th–20th | April 17 |
| Group 4 | Birthdays 21st–31st | April 24 |
If you haven’t been paid yet this month and don’t fit into Group 4, review your status through SSA’s portal or contact the agency directly.
Other benefits to be aware of
Some beneficiaries also qualify for Supplemental Security Income (SSI), SNAP food assistance, or state-level programs. These payments follow different schedules and eligibility rules.
Additionally, the IRS recently reminded taxpayers that over $1 billion in unclaimed stimulus checks are still available. Filing your 2024 tax return could help unlock these funds if you missed them.
Stay informed: To manage your benefits, track your payment, or update your information, visit ssa.gov. For tax-related payments, visit irs.gov
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